In this study, the activities related to
the recovery of non-performing loans were considered in case of “Savings Bank” LLC.
According to the survey, it takes an average of 4.2 years to recover
non-performing loans, and recovery rate is on average 83 percent. The recovery
rate of loans has been declining over time despite the fact that it was high in
the first years of the receiver's appointment. Furthermore, the amount of non-performing
loans recovered out-of-court was relatively small compared to the amount of
that recovered through the courts. Although in-court activities to recover the
non-performing loans takes 1.3 years more than out-of-court, the recovery rate
is 7% higher in terms of judicial proceedings.
classification numbers: G21, G29, G33.
Keywords: Non-performing loans, Recovery rate, Banking sector.