Abstract
Due to the fierce competition in online
banking, banks need to provide quality services, understand customer needs, and
satisfy customers with the quality of services. Only then can the bank attract
more customers for transactions and generate higher revenue. This study
utilizes Importance Performance Analysis (IPA) to investigate customer satisfaction
and emphasize service quality. It establishes priority service quality
improvement items and employs the Kano model to assess the service quality of J
online banking operators. Identify items for improving efficiency and service
quality. The questionnaires for this study will be distributed from October
2023 to November 2023. Respondents will be customers of J online banking
operators. A total of 65 questionnaires were distributed, and 56 valid
questionnaires were recovered. Online banking operators must prioritize
enhancing service quality and improving efficiency to maintain high standards
and enhance competitiveness.
JEL classification numbers: M10.
Keywords: Online banking, IPA, Kano model, Service quality.